When you hire a fully insured deck contractor, you are making the smart choice of working with an expert who is insured. Contractors with these protections in-place are safeguarding you as well as their company, themselves, and their employees.
Professional and responsible contractors adhere to these coverages:
Liability insurance covers situations involving contractor-caused damage to your property.
Worker’s compensation provides payment to injured workers for lost wages and medical services, regardless of who was at fault.
Homeowners beware! Not all Kansas City Deck Contractors are the same!
“Fully-Insured” does not always mean “fully”. Unfortunately, there are contractors who cut corners (pun intended!) when it comes to insurance coverage. They may use phrases like “We’re fully insured,” but it pays to dig a little deeper. A great example is Worker’s Compensation insurance. It’s required by Kansas law for any builder with full-time employees, yet you’ll find some contractors that don’t comply. This puts you at risk!
Ask to see their “Accord Insurance Certificate”. When examining the certificate, look for Worker’s Comp coverage in the bottom right-hand corner of the form. If they cannot produce a certificate or the coverage is not listed, do not hire them because you will be responsible if the contractor or a worker gets injured during the construction of the deck.
If you take the risk to hire an uninsured contractor thinking you are saving money, you could be making a costly mistake. There is a good chance that the contractor is also not complying with other laws such as permit and inspection requirements, which can result in your deck being flagged with code violations. Should this happen while you are trying to sell your home, you will have to make necessary repairs or remove the deck before your property can be listed for sale.
All Weather Decks never cuts corners!
You can depend on us to have all protections in-place. We go above and beyond by hiring only the most trusted craftsmen who take pride in their work. Rest assured that when you are working with us, your peace of mind is our main priority. Voted Best Kansas City Deck Builder 22 times and maintaining an A+ Rating with the Better Business Bureau, our craftmanship and dedication to professionalism has solidified our reputation within the community. We encourage all potential customers to reach out to our past clients because we are proud of our workmanship and it speaks for itself.